Fast, reliable independent legal advice for directors

Meet your lender's requirements with ease. We provide fast online independent legal advice (ILA) for company mortgage borrowers and directors providing personal guarantees, with postal documentation dispatched promptly.

Our legal advice services

We specialise exclusively in remote independent legal advice for commercial mortgages, buy-to-let loans, and director personal guarantees to ensure your property transactions complete without delay.

Director personal guarantees

Expert legal guidance for company directors guaranteeing commercial or buy-to-let loans. We review mortgage documentation and advise on personal financial liabilities.

SPV and company mortgages

Tailored ILA solutions designed for Special Purpose Vehicle (SPV) limited companies purchasing or refinancing residential and commercial property investments.

Video consultation and verification

Convenient online appointments via secure video conference, making identity verification and advice comprehensive, compliant, and completely hassle-free.

Express certificate delivery

Upon completing your consultation, signed legal certificates and lender packs are swiftly dispatched by tracked postal delivery straight to your conveyancer.

"ILA Online Express turned around my director guarantee advice within 24 hours. Our mortgage completed right on schedule without any lender delays."

Marcus Vance, Property Developer

Transparent legal advice with no hidden fees

Avoid unnecessary solicitor delays. Our fixed-rate online service delivers the independent legal certification your mortgage lender requires quickly and efficiently. Book your consultation today and keep your transaction moving forward.

Frequently asked questions

Everything you need to know about independent legal advice for company mortgages, director guarantees, and our express online process.

Why do mortgage lenders require independent legal advice?

Lenders insist on independent legal advice to ensure that directors fully comprehend the financial and legal obligations of signing a personal guarantee, ensuring no undue influence was exerted.

Can ILA be conducted entirely online?

Yes. We conduct the consultation securely via video call. Following the appointment, wet-ink signed certificates and legal documents are returned via express postal delivery to meet lender compliance.

How quickly can I book an appointment?

We offer prompt appointments, often available on the same or next business day, allowing you to satisfy lender criteria without slowing down completion.

What documents will I need to provide?

You will need a valid proof of identity (passport or driving licence), proof of address, and the complete mortgage guarantee pack supplied by your lender or conveyancer.

Do you advise all company directors together or separately?

Under standard legal regulations, each guarantor must be advised independently and without the presence of co-directors to prevent any conflict of interest.

Are your solicitors qualified in England and Wales?

Yes, all advice is provided by a fully regulated and qualified solicitor authorised to practice in England and Wales.

How do you return the signed paperwork?

Once we have executed the paperwork during our online consultation and received the signed documents from you, we dispatch the signed solicitor certificate directly via tracked post.

Where can I find more answers?

You can visit our dedicated FAQ section or reach out to our team directly via phone or email for further details.

Get in touch

ILA Online Express
Maidstone, Kent
United Kingdom

Business hours

Monday - Friday: 9am - 6pm
Saturday: By appointment
Sunday: Closed

Contact

07979 916619

info@ilaonlineexpress.co.uk

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